Wednesday, 11 February 2015

Online Casino

Online casino is a virtual place where gamblers to play on casino games by internet.  Some of online casinos are wed based and some are download based. There are different ways of playing games such as slot machine, random number finding, table play, poker, card games lots.  At first gamblers will have to sign up with online casino to play after that they have to deposit real money to start playing. Here is a example of online casino    Most of the player are betting from home through computer and communicate with the dealer using a text chat function.

Monday, 9 February 2015

How to trade FOREX

Finally, you are thinking to start Forex trade? First sure yow know the following things to learn how you can do about opening a Forex account so that you can start trading currencies. 

Forex Account Opening:

Forex trading  is alike to the equity market because interested one has to open a trading account with a brokerage. It is important to find a right broker because different broker provides different services. Below we will talk about some of the factors that should be considered when selecting a Forex account. Here is one to the best Forex broker.

What is Margin? 

It is a new idea to use margin in forex trading. Margin is a nice faith deposit that a trader puts up for collateral to hold a open position. More over than margin doesn’t be confused as a fee to a trader. It is actually not a transaction cost, but a portion of your account equity set aside and allocated as a margin deposit.

What is leverage? 

Leverage is a byproduct of margin and allows an individual to control larger trade sizes. Leverage is basically the ability to control large amounts of capital, using very little of your own capital. The higher the leverage, the higher the level of risk. The amount of leverage on an account differs depending on the account itself, but most use a factor of at least 25:1, with some being as high as 1000:1. A leverage factor of 100:1 means that for every dollar you have in your account you control up to $100.
However, leverage can be an extreme negative if a trade moves against you because your losses also are amplified by the leverage though leverage is seen as a major benefit of Forex trading, as it allows you to make large gains with a small investment.

Commissions and Fees:

Another major benefit of Forex accounts is that trading within them is done on a commission-free basis. This is unlike equity accounts, in which you pay the broker a fee for each trade. The reason for this is that you are dealing directly with market makers and do not have to go through other parties like brokers.

This may sound too good to be true, but rest assured that market makers are still making money each time you trade. Remember the bid and ask. Each time a trade is made, it is the market makers that capture the spread between these two. Therefore, if the bid/ask for a foreign currency is 1.5200/50, the market maker captures the difference (50 basis points).

If you are planning on opening a Forex account, it is important to know that each firm has different spreads on foreign currency pairs traded through them. While they will often differ by only a few pips (0.0001), this can be meaningful if you trade a lot over time. So when opening an account make sure to find out the pip spread that it has on foreign currency pairs you are looking to trade.

How  to Trade Forex?

Now that you know some important factors to be aware of when opening a forex account, we will take a look at what exactly you can trade within that account. The two main ways to trade in the foreign currency market is the simple buying and selling of currency pairs, where you go long one currency and short another. The second way is through the purchasing of derivatives that track the movements of a specific currency pair. Both of these techniques are highly similar to techniques in the equities market.

 The most common way is to simply buy and sell currency pairs, much in the same way most individuals buy and sell stocks. In this case, you are hoping the value of the pair itself changes in a favorable manner. If you go long a currency pair, you are hoping that the value of the pair increases. For example, let's say that you took a long position in the USD/CAD pair - you will make money if the value of this pair goes up, and lose money if it falls. This pair rises when the U.S. dollar increases in value against the Canadian dollar, so it is a bet on the U.S. dollar.

The other option is to use derivative products, such as options and futures, to profit from changes in the value of currencies. If you buy an option on a currency pair, you are gaining the right to purchase a currency pair at a set rate before a set point in time. A futures contract, on the other hand, creates the obligation to buy the currency at a set point in time. Both of these trading techniques are usually only used by more advanced traders, but it is important to at least be familiar with them.

Types of Orders
A trader looking to open a new position will likely use either a
market order or a limit order. The incorporation of these order types remains the same as when they are used in the equity markets. A market order gives a forex trader the ability to obtain the currency at whatever exchange rate it is currently trading at in the market, while a limit order allows the trader to specify a certain entry price.

Forex traders who already hold an open position may want to consider using a take-profit order to lock in a profit. Say, for example, that a trader is confident that the GBP/USD rate will reach 1.7800, but is not as sure that the rate could climb any higher. A trader could use a take-profit order, which would automatically close his or her position when the rate reaches 1.7800, locking in their profits.

Another tool that can be used when traders hold open positions is the stop-loss order. This order allows traders to determine how much the rate can decline before the position is closed and further losses are accumulated. Therefore, if the GBP/USD rate begins to drop, an investor can place a stop-loss that will close the position (for example at 1.7787), in order to prevent any further losses.

As you can see, the type of orders that you can enter in your forex trading account are similar to those found in equity accounts. Having a good understanding of these orders is critical before placing your first trade.

Saturday, 23 August 2014

Sample deed of Agreement, Dhaka


This deed of agreement is made on this day ………. August 2014 of the Christian era.


Name………………………., Father’s Name: ……………………../, Date of birth: 01/12/1982, Present Address: ……………………………, Permanent Address: ………………………………. By faith Muslim, Profession- ……………, By Nationality- Bangladeshi, bearing Passport No/ID…………., Country of Issuing: ……………….., Hereinafter referred to the “Seller”.
                                                                                             …………..  Seller /First Party

 Name……………………., S/O- …………………………, Date of birth: 01/02/1960, Present Address: ………………. , Permanent Address:  ……………………, Faith in Islam, Nationality: ……………, Profession: …………,  National ID: ……………………………. Hereinafter referred to “Purchasers”
                                                                                 ……..  Purchasers /Second Party

And Whereas the land was allotted to Md. ABC …….., S/O: XYZ……… By the (Former Dhaka Improvement Trust) RAJUK Vide Deed of lease No. XXXX, Dated: 17/09/1998 registered in the office of the sub register, Gulshan, Dhaka.

And Whereas the land owner executed and registered an irrevocable power of attorney In favor of the developer “AAA…. Developments Ltd.”   Represented by its Managing Director, Md. ……………. Vide Deed No. XXX, Dated: 05/11/2008 registered in the office of the sub register, Uttara, Dhaka.

And  Whereas the authority of RAJUK approved and accepted  the irrevocable power of attorney In favor of the developer “ AAA… Developments Ltd.” Vide SL No.  XXXXX., Dated: 22/02/2009.

And Whereas The building layout plans showing the said 7 (Seven) storied building was duly sanctioned by the RAJUK vide their clearance reference XXXXXXX, Dated: 27/05/09.

And Whereas The Flat No. 5-A, South-East side, on the 5th floor, House # .., Road # .., Sector # .., Uttara, Dhaka -1230, has been registered by Md. A. Hossain, Managing Director, AAA… Developments Ltd with the power of attorney for Md. ABC…, S/O. XYZ… Vide DEED No. XXXX, Dated: 16/05/2011 registered in the office of the sub register, Uttara, Dhaka.r of n, Managing Director, Solid Developments Ltd -125/09/230 STHA, Dated 27/05/09l: Birgaon Kandapara, P.O: Nilakh

Now this deed witnesses and the parties hereto mutually agree and declare as follows:

1.       The first party/seller proposes to sell the apartment described in SCHEDULE-“B” at land mentioned in SCHEDULE-“A” and purchasers agree to buy.
2.       That the price of the proportionate share of undemarcated  and undivided land of Schedule-A  along with the price of apartment as described in Schedule –B is fixed and settled at TK. 65,00,000/-(Sixty five lac) only. The Price includes Apartment No. 5-A, 5th Floor, South-East side, Apt. size-1170sft (more or less) and 1(one) fixed car parking space, and utilities.
3.       The total agreed price of apartment TK. 65,00,000/-(Sixty five lac)only which including one (1) car parking and utilities will be paid by Purchasers to seller in the following manner:

Payment schedule & registration:

a.       Purchasers/Second party have paid to First party/seller as 1st payment of Tk. 5,00,000/-(Five lac) only on the date……………by A/c  Pay Order ………………. Dated…………, Bank Name: ……………………… which will be cleared after two days of application for sale permission at RAJUK.
b.      The balance of TK. 60,00,000/-(Sixty lac) only will be paid at the time of registration in the office of the sub register, Uttara, Dhaka.
c.       The registration of the apartment as described in Schedule –B will be completed within 3 (three) months from the date of agreement.

4.       First party/Seller will apply for Rajuk sale permission at RAJUK and pay all kinds of fees related to sale permission at RAJUK (such as property transfer fee, gain tax etc). Rajuk sale permission is sole responsible of First party/seller. For getting RAJUK sale permission, Second party/purchasers will not pay/bear any amount of money.
5.       Second party/purchasers shall bear /pay registration cost only which is only related to office of the sub register, Uttara, Dhaka at the time of registration (such as registration fee, Tax).Registration is sole responsible of second party/purchasers.
6.       First party/Seller must have to apply for RAJUK sale permission within next two working days from the date of this agreement.
7.       First party/Seller have to clear all dues (such as loan, Utility bill, service charge, City Corporation Tax etc.) related to the apartment as described in Schedule –B before the date of registration.
8.       First party/Seller must hand over main documents of the apartment to purchasers at the day of registration.
9.       After this agreement, First party/Seller will issue notice to the tenant for leaving the apartment. Hereto mentioned that the apartment, as described in Schedule –B, must have to be vacant before 15 (Fifteen) days of registration date.
10.   In any situation, this deed will not be invalid. And any single party will not be able to cancel the deed. It is only possible to cancel this deed if both parties (Purchasers and seller) mutually agree in written.
  •            In any situation, If First party/Seller cancels this deed, (even mutually agree in written with second party/purchasers), First party/seller will have to return/pay back to second party/purchasers the total amount of money which is paid by second party/purchasers till the date of cancel and also pay an addition 100% amount of paid money which is paid by second party/purchasers till the date of cancel.
  • And First party/seller will return/pay back all those money (mentioned Condition: 10-a) to second party at the time/date of deed cancellation. Otherwise Second party/Purchasers will take over the apartment as described in Schedule –B and Second party/Purchasers will hand over the apartment as described in Schedule –B after receiving the total money(mentioned Condition : 10- a) from the First party/Seller.
  • If Second party/ Purchasers cancel this deed, First party/seller will pay back 60% of the money which is paid by purchasers at the time of agreement or 1st payment (as mentioned Condition: 3-a) to the second party/purchasers.

11.   And if First party/seller fail to fulfill the terms/Conditions (Condition:  3-c, 4, 6,), in that situation Condition No. (Condition: 10-a & 10-b) will be applicable in any form of laws.
12.   This agreement is binding upon the heir’s successors in-interest, administrator, and legal representatives of the Purchasers and seller.
13.   In case of any disagreement, dispute or different shall arise between the parties during the progress or relating either to the said flat or to any other matter or things arising directly or indirectly under this agreement, in such an event the same shall be referred to Arbitration and the final decision of a sole Arbitration shall mutually agree between the parties who alone shall consider and determine the same and whose certificate or award shall be biding and conclusive upon the parties, otherwise two Arbitrators, one to be appointed by each party who will appoint an umpire at the commencement of the proceeding and this clause shall be deemed as submission within the meaning of the Arbitration Act, 1940 shall be followed.
14.   This agreement is made 2(two) sets of original stamp paper. Each of the party shall get one set of this agreement.

(Schedule of the entire land)

All that piece and parcel of the land containing by a measurement of 3 (Three) Katta, 11 (eleven) Chattak, 35 (Thirty five) Sft more or less situated at Uttara Model Town of RAJUK (Former the Dhaka Improvement Trust), Dhaka, Sub register- Uttara, P. S: Uttara, Mouza: Bailjure being Plot No. …………………., Road No. …………, Sector.  …………, Uttara residential model town, Dhaka prepared by RAJUK.

                                                                (Schedule of the entire building)
The Apartment located at floor being Apartment No. 5-A, 5th Floor, South-East side, Apt. size-1170sft (more or less) and also includes 1(one) fixed car parking space on ground floor and proportionate share of land, common spaces situated on schedule “A” as above, at House # …, Road # …., Sector # ….., Uttara, Dhaka-1230.

IN WITNESS WHERE OF the parties hereto have put their respective signatures into this deed of agreement the date month and year above written.


1.                                                                                                  Mr. / Mrs.…………………………
                                                                                              Signature of Seller/First Party


Signature of Purchasers/Second Party